Website Terms and Conditions of Use

Effective Date: 01/09/2025

Welcome to the website of ORIGEN (Pty) Ltd (“ORIGEN”, “we”, “us”, or “our”). By accessing or using our website [insert website URL], you agree to be bound by the terms and conditions set out below. Please read them carefully before using this website.

1. Definitions

  • “Website” means ORIGEN’s online platform, accessible via [insert website URL].

  • “User” means any person who accesses or uses this Website, including clients, brokers,

    or other visitors.

  • “Services” means any information, products, or services provided by ORIGEN via the

    Website.

  • “POPIA” refers to the Protection of Personal Information Act 4 of 2013.

2. Acceptance of Terms

By accessing or using this Website, you confirm that:

  • You are 18 years or older or have legal capacity to agree to these terms.

  • You have read, understood, and agree to be bound by these Terms and Conditions.

  • If you do not agree to these Terms, you must immediately stop using this Website.

3. Use of the Website

You agree to use the Website for lawful purposes only. You must not:

  • Attempt to gain unauthorised access to the Website or any data.

  • Introduce viruses, malware, or any other malicious technology.

  • Use the Website to distribute any unlawful, offensive, or defamatory content.

4. Disclaimer of Warranties

The content on this Website is provided “as is” and “as available”. ORIGEN makes no representations or warranties, express or implied, regarding the accuracy, reliability, or availability of any content or services provided.

This Website does not constitute financial or insurance advice. Please consult a qualified advisor or broker before making decisions based on any content on this Website.

5. Limitation of Liability

To the maximum extent permitted by South African law, ORIGEN and its directors, employees, or agents shall not be liable for any loss, damage, or liability (direct or indirect) arising from:

  • Use of or reliance on the Website or its content.

  • Inability to access the Website.

  • Errors, omissions, or delays in the Website content.

6. Privacy and POPIA Compliance

We are committed to protecting your privacy in accordance with the Protection of Personal Information Act (POPIA).

  • Personal information collected via the Website will be processed lawfully and transparently.

  • By using this Website, you consent to the collection and processing of your personal information

    in accordance with our [Privacy Policy – insert link if available].

  • You have the right to access, correct, or request deletion of your personal data.

7. Intellectual Property

All content on this Website, including logos, text, images, software, and designs, are the intellectual property of ORIGEN or its licensors and are protected under South African copyright and trademark law. You may not copy, reproduce, or distribute any content without prior written consent.

8. Third-Party Links

This Website may contain links to third-party websites. ORIGEN does not control and is not responsible for the content, privacy practices, or availability of these websites.

9. Indemnity

You agree to indemnify and hold ORIGEN harmless from any claims, demands, or damages, including legal fees, arising from your use of the Website or your breach of these Terms.

10. Modification of Terms

ORIGEN reserves the right to modify or update these Terms and Conditions at any time without prior notice. Continued use of the Website after such changes constitutes acceptance of the new Terms.

11. Governing Law

These Terms and Conditions are governed by the laws of the Republic of South Africa. Any disputes

arising shall be subject to the jurisdiction of the South African courts.

12. Contact Information

If you have any questions regarding these Terms, please contact us:

ORIGEN (Pty) Ltd

One on Ninth, Ground Floor Unit B,
Cnr Glenhove and 9th Avenue
Houghton Estate, 2198

admin@oums.co.za
0112147640

These Terms and Conditions were last updated on 08/09/2025